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Mortgages
Home Plus Plan
Make your equity work for you, when you need it
Conexus’ Home Plus Plan gives you the flexibility to decide how to use your home equity. You’ll be able to choose from a range of loan products that meet your needs. With just one, easy application you can borrow up to 80% of your home’s current appraised value.
What you need to know
This mortgage is a revolving credit loan
Apply just once to establish your Home Plus Plan initial credit limit and secure your borrowing with a minimum 20% equity in your home
Borrow up to 80% of your home’s current appraised value and potentially save on borrowing costs for as long as you own your home
Manage repayment options by separating available credit into different sub-loans
Choose from a range of loan products to meet your needs
Upon request, all or a portion of repaid amounts may be re-advanced
Security must be first mortgage on owner occupied, primary residence
Interest only on the revolving credit loan – due monthly
No prepayment penalty on the revolving credit loan
Home Plus Mortgage terms & conditions
Loan must remain in good standing for continuing credit
A variable rate will change when the prime rate changes. If rates go down, the interest rate payment will decrease. If you select a sub-loan at any time, the interest rate applicable to the sub-loan may be different.
All applicants must meet Conexus lending criteria for loan approval
Applicable terms will be disclosed at time of approval. The number of sub-loans permitted may be limited.
If part is set up as a sub-loan, the prepayment terms and conditions of that sub-loan will apply


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