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Money Advice for Life
It CAN happen to you: protecting yourself from fraud
Protect yourself from fraud using these tips on detecting scams and keeping your information secure.
Dora the Explorer was a show that played over and over in our home. Though many of our kids are now older, we still know all of the lyrics to “The Map Song” and who can forget Dora fending off Swiper every episode by saying “Swiper No Swiping” three times. If only it was that easy in real-life when protecting ourselves, and our information, from scammers.
With the ever-growing digital technologies, we’re also seeing an increase in the number of scams out there. Malware, Trojans, phishing attacks and more – it seems to be each new day is another new scam. But how do we keep up with all that’s going on around us? How can we tell what’s a scam and what’s not?
Below are a few tips on how you can keep yourself and your personal information safe. Check them out below.
Look for spelling and grammar mistakes.
Most scam emails contain spelling mistakes, bad grammar or altered logos. A phishing email may look real at a quick glance, but there’s usually something wrong.
Hover over the sender’s email or links to URLs to see if legit.
If you hold your cursor over the sender’s email or a URL that is the email, it should display the full email address or URL. If the email address or link address looks weird, don’t click on it. If you’re unsure about a website, instead, go directly to the company’s website and log in. If there’s something that needs to be taken care of, you’ll usually have a notification within your account.
Don’t give up personal information.
The majority of companies will never ask you for personal information by email or phone. Fraudsters will many times use scare tactics to make you panic and give up the information. Don’t give in.
When it comes to your banking, set up online banking security alerts.
You can set up online banking security alerts so that you can receive a text or email when there is suspicious activity on your account.
Never disclose your PIN or password to anyone.
This information should be kept private. Create strong passwords using a combination of letter, numbers and symbols. Never tell anyone your passwords and when using your pin, prevent others from seeing it by shielding with your hand.
Most importantly, if it feels wrong, it most likely is wrong. If you are ever unsure, contact the company directly.
For more tips on protecting yourself including tips for computers, smartphones, wi-fi and more, visit Protect Yourself.