COLLECTION AND USE OF INFORMATION - In providing financial services to me, I understand you will be collecting and gathering personal, financial and credit information from me (Information) to:

- to verify my identity;
- understand my needs and eligibility for products and services;
- open, maintain and administer my account and provide me with financial services that meet my needs;
- obtain credit reports and evaluate my credit rating and credit worthiness;
- to administer and manage security and risk in relation to my account and the financial services provided to me;
- comply with legal and regulatory requirements;
- assist in dispute resolution;
- offer and provide me with the other products and services of the Credit Union and of its affiliates and service suppliers.

I understand that you require and may use my Social Insurance Number as an aid to identify me with credit bureaus and other financial institutions for credit matching purposes and for income tax reporting purposes on interest bearing or investment accounts. I understand that the provision of my Social Insurance Number for credit matching purposes is Optional